Real Estate Vs Crypto, Which Is Better?

When comparing real estate and cryptocurrency as investment options, there are several key differences to consider. Real estate is a physical asset that is tangible and can be seen and touched, whereas cryptocurrency is a digital asset that exists only in the virtual world. This means that real estate can provide a sense of security and stability, as it is not subject to the same fluctuations and volatility that can affect cryptocurrency prices.

The process of investing in real estate is generally more straightforward and familiar to most people, as it involves purchasing a property and either living in it or renting it out to generate income. Cryptocurrency, on the other hand, can be more complex and intimidating to those unfamiliar with it, as it involves buying and selling digital tokens using online exchanges. This can be a barrier for some investors, especially those who are not comfortable with technology or the idea of virtual assets.

The potential returns on investment for real estate and cryptocurrency can vary significantly. Real estate is generally considered a slower-growing but more stable investment, with average annual returns of around 5-6%. This means that it can take longer to see significant returns from real estate, but the risk of losing money is also lower. Cryptocurrency, on the other hand, has the potential for much higher returns, but also carries a higher level of risk. In the past, the value of some cryptocurrencies has increased by several thousand percent, but it has also been known to drop dramatically in a short period of time. This means that cryptocurrency can offer the potential for much higher returns in a shorter time frame, but it also carries a higher risk of loss.

One key difference between real estate and cryptocurrency is the level of liquidity, or the ability to quickly convert an asset into cash. Real estate is generally considered to be a relatively illiquid investment, as it can take time to sell a property, especially in a slower market. This can be a disadvantage for investors who may need to access their money quickly in the case of an emergency or other unforeseen event. Cryptocurrency, on the other hand, can be more easily converted into cash, as it can be sold on online exchanges within a matter of minutes. This can be a useful feature for investors who value flexibility and the ability to quickly access their money.

Another important factor to consider is the level of control that investors have over their assets. When investing in real estate, the owner has complete control over the property and can make decisions about how it is used, whether it is rented out, sold, or renovated. This can be a positive for investors who value having direct control over their assets and the ability to make their own decisions about how to generate income from them. With cryptocurrency, however, the ownership and control of the digital tokens is more complex and may be subject to the rules and regulations of the platform on which they are held. This can be a potential disadvantage for investors who value having direct control over their assets, as they may be subject to the policies and decisions of the platform operator.

Finally, it is worth mentioning that real estate and cryptocurrency can be complementary investment options, rather than being mutually exclusive. Some investors may choose to diversify their portfolio by allocating a portion of their assets to each, in order to balance the stability of real estate with the potential for higher returns from cryptocurrency. This can be a good way to manage risk and maximize potential returns, but it is important to carefully consider the risks and potential rewards of each individual investment.

In conclusion, real estate and cryptocurrency are both complex and dynamic investment options, each with its own unique risks and potential rewards. Investors who are considering either of these options should carefully research and understand the potential risks and rewards before making any decisions, and should consider seeking professional advice if they are unsure about

How To Pay For Real Estate In Nigeria

There are several payment methods available for real estate transactions in Nigeria. These include cash payments, mortgage financing, and installment payment plans. In addition to these options, there are several other ways to finance a real estate purchase in Nigeria, including using a real estate agent or broker, property development company, and government programs.

Cash payment is the most straightforward and standard method of purchasing real estate in Nigeria. This method involves the buyer paying the full purchase price of the property in one lump sum, either through personal savings or through the assistance of a financial institution. This method offers the advantage of immediate ownership and eliminates the need for ongoing monthly payments. However, it may not be feasible for buyers who do not have the necessary funds available.

Mortgage financing is another popular method of purchasing real estate in Nigeria. This method involves the buyer taking out a loan from a financial institution to cover the property’s purchase price. The loan is typically repaid over a period of several years through monthly installments, which include both the principal amount and interest. Mortgages are typically offered at competitive interest rates and can be a good option for buyers who do not have the necessary funds available for a cash purchase.

Installment payment plans are another option for real estate transactions in Nigeria. This method involves the buyer making a down payment and then making ongoing monthly payments to the seller until the full purchase price is paid. This method allows buyers to purchase property without the need for a large upfront payment or a mortgage. However, it is important to carefully review the terms of the installment plan to ensure that the monthly payments are affordable and that the buyer will be able to complete the purchase.

In addition to these payment methods, there are several other options available for financing a real estate purchase in Nigeria. One option is the use of a real estate agent or broker. These professionals can assist with the buying or selling process by helping to identify properties that meet the buyer’s needs and budget, negotiating the purchase price, and handling the paperwork and other details of the transaction. Using a real estate agent or broker can be especially helpful for buyers who are new to the real estate market or who are not familiar with the local area.

Another option is the use of a property development company. These companies specialize in developing new residential or commercial properties and often offer financing options to help buyers purchase the property. Property development companies can offer various options, from small, affordable homes to luxury apartments and office buildings. They may also offer additional services, such as property management and maintenance, to help buyers maintain their property.

There are also several government programs and initiatives that can help buyers purchase real estate in Nigeria. For example, the Federal Mortgage Bank of Nigeria (FMBN) offers a range of mortgage products to help buyers finance the purchase of a new home. The FMBN also provides loan guarantees to help buyers secure financing from other financial institutions. In addition, the Federal Government of Nigeria has implemented several programs to promote affordable housing and increase access to home ownership, such as the Home Ownership Scheme and the National Housing Fund.

In conclusion, there are many payment methods and financing options available for real estate transactions in Nigeria. Depending on their needs and circumstances, buyers can choose from cash payment, mortgage financing, installment payment plans, and other options. Using a real estate agent or broker, property development company, or government program can also provide additional support and assistance during the buying process.

How To Know And Choose A Good Construction Company


When it comes to choosing the right construction company in Lagos, there are a few things you need to keep in mind. Here are five tips to help you choose the right one for your needs:


Before you call any contractors out to give you an estimate or design plans for your project, make sure you have done your research and know exactly what you are looking for. Look up reviews online of the company that you are considering hiring and compare their rates with other companies in the area. Make a list of questions to ask them when they come to give you a quote so that you can get all the information you need to make your decision.


Choosing the right company for your construction project can make or break your project. If you have no experience working with construction companies before, it can be difficult to determine which one is best for you. Check the company’s references and talk to their past clients to find out if they were happy with the service they received.


Contact several construction companies in your area to get estimates on your construction project. This will give you a better idea of what you can expect to pay. Make sure to get quotes from several different companies before you make a final decision so that you can be sure that you are getting a fair price for the work that you need to be done.


Hiring the services of a licensed contractor means that you will be able to rest assured that your work is being done by a professional who will do a good job for you. Before hiring a company to work on your construction project, make sure that they are licensed to do the job and that they have all of the necessary certifications to do the kind of work that you need to be done.


Building a successful working relationship with your contractor will help to ensure that your project goes smoothly and that the end result will be everything you hoped for. Make sure that you communicate with your contractor on a regular basis so that they know what your expectations are for the project and they can keep you informed of any changes or delays that may arise


Sometimes things won’t go as planned during a construction project and you may need to make some changes to the plans that you had previously agreed to. If your contractor is not willing to accommodate these changes, you may need to find another contractor who can get the job done the way that you want it done.


Before you sign any contracts make sure that you read them very carefully so that you understand what the terms of the contract are and what each part of the contract means. This will help you to make informed decisions about what you will be getting for your money.

Although a very important step, choosing a construction company does not have to be so hard. At Oneland Construction, we tick every box on the list and you can get the very best in Lagos at a shockingly affordable price.